Custom pool builder Panama City Beach LED negative edge design by Cox Pools

Panama City Beach, Florida / Est. 1958

Panama City's pool builder, since before most of the competition existed.

Sixty-eight years. Three generations. The same family that started building pools in Panama City in 1958 is still running the company, still keeping plaster, paver decking, and warranty service in house, and still the name most referrals in Bay County point to.

  • Certified Pool Builder (CPB)
  • Certified Pebble Tec® Installer
  • Jandy® Exclusive Partner
  • In-House Warranty Service
Residential pool builder Panama City Beach freeform backyard by Cox Pools
Inground pool builder Bay County Florida Cox Pools

Why Panama City Homeowners Choose Cox

The pool builder Panama City has trusted for three generations.

Cox Pools started in 1958, back when a Panhandle family decided a swimming pool ought to be engineered as carefully as the house it sits behind. Today the coastline from Panama City through Bay County and beyond is full of our work, and a fair number of the builders now competing with us learned the trade in our yard.

When you hire a Panama City pool builder, the trade that decides whether a pool lasts is the one that applies the interior finish. We own that trade. Our sister plaster company applies every finish we install, which means the crew answers to us and the warranty never gets handed off to a manufacturer.

  • 0Years building pools
  • 0Family-owned since
  • 0Florida counties served
  • 0In-house warranty service

What We Build in Panama City

From the shell to the last stone.

One pool building company, one schedule, one point of accountability — from excavation through the finish coat and long after the water goes in.

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Custom Inground Pool Construction

Engineered gunite shells designed around your Panama City lot, your setbacks, your sightlines, and the way you actually use a backyard. Steel, plumbing, and hydraulics specified as one system — not assembled from whatever is on the truck that day.

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Panama City pool builder resort and commercial construction by Cox Pools

Commercial Pool Construction

Resort, HOA, and municipal pool construction in Panama City and Bay County, built to commercial code. Zero-entry family pools, lazy rivers, and full aquatic complexes engineered for heavy daily use.

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Remodeling & Resurfacing

Pebble and plaster resurfacing, retiling, new coping, and full equipment modernization for existing Panama City pools. Our own plaster company lays every interior finish.

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Outdoor Living

Outdoor kitchens, covered lanais, fire features, and paver decking — designed and built alongside your new pool so the whole backyard comes together as one plan.

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Service, Repair & Warranty

Pumps, heaters, automation, and leak detection. Warranty claims are opened, scheduled, and closed by our own department — not a manufacturer's 1-800 number.

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The Difference

Four things other Panama City pool builders have to outsource.

  • A warranty department we own

    You call us at 850.235.0095 — not Jandy, not Hayward, not a call center. Our department takes the claim, schedules the tech, and closes it out. Nobody hands you a manufacturer's 1-800 number.

  • Our own plaster company

    The interior finish is where a pool quietly succeeds or fails. Ours is applied by a sister company, which means the crew answers to us and the warranty stops with us — not somewhere upstream.

  • Paver decking under the same roof

    One schedule and one standard from excavation to the last paver, instead of waiting on a sub who answers to three other builders at the same time.

  • Certified, and recognized recently

    Certified Pool Builder (CPB) and certified Pebble Tec® installer, with regional and national recognition earned in the last three years — not on a plaque from 1994.

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How It Works

Five steps, sixty-eight years of practice.

You will know what happens next at every stage of your Panama City pool build. That is not a small thing in this industry.

  1. Showroom Consultation

    Start at our Panama City Beach showroom, where two full pools sit on site. Walk the tile, touch the finishes, see the water move. Most Panama City homeowners decide more in an hour here than in a month of scrolling.

  2. Design & Proposal

    A plan drawn to your actual Bay County lot — grades, setbacks, sightlines, and how the sun crosses the yard — paired with a line-item proposal. You see both before anything is signed.

  3. Permits & Engineering

    We handle the structural engineering, the Bay County permit package, and any HOA or architectural review submittals. After sixty-eight years we know these building departments well.

  4. Construction

    Excavation, steel, plumbing, gunite, tile, deck, plaster, startup. Cox crews on the trades that matter most, with a schedule you can actually follow.

  5. Startup & Long-Term Service

    Balanced water, an equipment walkthrough, and a warranty department that stays a single phone call away for as long as you own the pool.

Where We Build

Serving Panama City and the Emerald Coast since 1958.

We build pools across Bay County, the 30A corridor, and well beyond. If your address is not on this list, call us anyway.

Showroom & Office12216 Panama City Beach Pkwy
Panama City Beach, FL 32407

Bay County

  • Panama City
  • Panama City Beach
  • Lynn Haven
  • Southport
  • Callaway
  • Upper Grand Lagoon

Walton County & 30A

  • Santa Rosa Beach
  • Inlet Beach
  • WaterColor
  • Seaside
  • WaterSound
  • Alys Beach
  • Rosemary Beach

Okaloosa County

  • Destin
  • Niceville
  • Shalimar
  • Valparaiso
  • Mary Esther

Also serving

  • Franklin County
  • Gulf County
  • Calhoun County
  • Jackson County
  • Washington County

Financing

Build your Panama City pool this season. Pay over the next few.

Most of our Panama City clients finance some part of the project. We work with third-party lending partners who understand pool construction — including draw schedules that release funds as the build progresses.

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  • New builds and remodels both qualify

    Resurfacing, retiling, paver decking, and equipment upgrades can be financed the same way a new Panama City pool can.

  • Decisions in days, not weeks

    Prequalification is a short application. You will know your budget before you finalize a design, which makes the design conversation far more productive.

  • No surprises in the paperwork

    Your designer walks you through terms alongside the line-item proposal, so you are comparing the same numbers the lender is.

What Panama City Homeowners Say

Sixty-eight years of referrals, in their words.

Verified Google reviewsRead them all on our profile

Questions

Straight answers from your Panama City pool builder.

The things Panama City homeowners actually ask us on the phone, answered without the runaround.

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How much does a custom inground pool cost in Panama City?

It depends on size, depth, interior finish, paver decking, and features — which is why we give you a line-item proposal after the design consultation instead of a number over the phone. What we will do is tell you honestly and early if your budget and your wish list do not line up yet.

How long does it take to build a pool in Panama City?

From signed contract to swimming, most residential projects in Bay County run a few months. Permitting and weather are the two biggest variables. You get a construction schedule at the start and updates as it moves.

Do you handle Bay County permits and engineering?

Yes. We handle the structural engineering, the Bay County permit package, and HOA or architectural review submittals. After sixty-eight years we know these building departments well.

Who handles warranty service on my pool equipment?

We do. Cox Pools has its own warranty department. You call 850.235.0095 and our team opens the claim, schedules the technician, and closes it out. We do not route you to Jandy, Hayward, or any manufacturer's support line.

Do you resurface and remodel existing Panama City pools?

Yes. Pebble and plaster resurfacing, retiling, new coping and paver decking, and full equipment modernization — including pools we did not originally build. Our sister plaster company applies the interior finish, so the finish warranty stays with us.

Can I finance a new pool in Panama City?

Yes, through third-party lending partners, for both new construction and remodels. Many programs use a draw schedule that releases funds as the build progresses. Ask at the consultation, or call us to get a sense of your options before the design meeting.

Are you licensed and certified in Florida?

Cox Pools is a licensed Florida pool contractor, a Certified Pool Builder (CPB), and a certified Pebble Tec® installer. Jandy is our exclusive equipment partner, and we have earned regional and national recognition within the last three years.

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Ready to build your Panama City pool? Let's talk.

Fill out the form and a Cox Pools designer will reach out within one business day to schedule your showroom consultation. No obligation, no pressure.

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