
Custom Inground Pool Construction
Engineered gunite shells designed around your Panama City lot. Steel, plumbing, and hydraulics specified as one system — not assembled from whatever is available that week.
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Panama City Beach, Florida / Est. 1958
Sixty-eight years of gunite pool construction across Bay County and the Emerald Coast. The same family. The same in-house plaster company, paver decking crews, and warranty department that never routes you to a manufacturer. That is what proper pool construction looks like.


Panama City Pool Construction Since 1958
Cox Pools has been doing gunite pool construction in Panama City and Bay County since 1958. The Panhandle coastline is full of our builds — and a fair number of the contractors now competing for this work learned the construction process working alongside our crews.
Good pool construction is not just about the shell. It is about who applies the interior finish, who sets the paver deck, and who answers the phone when the equipment needs service two years later. We own all three of those trades. That is what separates pool construction that lasts from pool construction that doesn't.
What We Construct
One construction company, one schedule, one point of accountability — from excavation through the finish coat and long after the water goes in.

Engineered gunite shells designed around your Panama City lot. Steel, plumbing, and hydraulics specified as one system — not assembled from whatever is available that week.
Get a free quote
Resort, HOA, and municipal pool construction in Panama City and Bay County, built to commercial code. Zero-entry pools, lazy rivers, and full aquatic complexes engineered for heavy daily use.
Get a free quotePebble and plaster resurfacing, retiling, new coping, and full equipment modernization. Our own plaster company lays every interior finish.
Get a free quoteOutdoor kitchens, covered lanais, fire features, and paver decking built alongside your pool construction so the whole backyard comes together on one schedule.
Get a free quotePumps, heaters, automation, and leak detection. Warranty claims are opened, scheduled, and closed by our own department.
Get a free quoteThe Difference
You call us at 850.235.0095. Our department takes the claim, schedules the tech, and closes it out — no manufacturer runaround.
The interior finish is where pool construction quietly succeeds or fails. Ours is applied by a sister company — the crew answers to us and the warranty stops with us.
One construction schedule from excavation to the last paver, without waiting on a sub who answers to three other builders.
Certified Pool Builder (CPB) and certified Pebble Tec® installer, with regional and national recognition earned in the last three years.

The Construction Process
We keep you informed at every stage of construction. You will never wonder what is happening next on your project.
Start at our Panama City Beach showroom with two complete pools on site. Walk the tile, touch the finishes, see the water in real light before anything is drawn.
A construction plan drawn to your actual Bay County lot with a line-item proposal. You see both before anything is signed.
We handle the structural engineering and the full Bay County permit package. Sixty-eight years of building here means we know these departments well.
Excavation, steel, plumbing, gunite, tile, deck, plaster, startup. Our own crews on the trades that matter most.
Balanced water, equipment walkthrough, and a warranty department that stays a single call away for as long as you own the pool.



Our Construction Projects
No renders, no borrowed images. Every pool in this gallery was constructed by our crews and photographed on location across the Emerald Coast.
Get a Free QuoteWhere We Build
We handle pool construction across Bay County, the 30A corridor, and well inland. If your address is not listed, call us anyway.
Financing
Most clients finance part of the construction. We work with third-party lending partners who understand pool builds — including draw schedules that release funds as construction progresses.
Ask About FinancingResurfacing, retiling, paver decking, and equipment upgrades can all be financed alongside new pool construction.
Prequalification is quick. Knowing your budget before the design consultation makes the construction planning conversation far more productive.
Your designer walks through the terms alongside the line-item construction proposal so you compare the same numbers the lender is.
What Panama City Clients Say
Questions
The things Panama City homeowners ask us before starting construction, answered without the runaround.
Construction cost depends on size, depth, interior finish, paver decking, and features. We give you a line-item construction proposal after the design consultation — not a ballpark over the phone — and we will tell you early if your budget and wish list don't align.
Most residential pool construction in Bay County runs a few months from signed contract to first swim. Permitting and weather are the two biggest variables. We give you a construction schedule at the start and keep it updated.
Yes. We handle structural engineering, the full Bay County permit package, and any HOA or architectural review submittals. Sixty-eight years of pool construction here means we know these building departments well.
We do. Cox Pools has its own in-house warranty department. Call 850.235.0095 and our team opens the claim, schedules the tech, and closes it out — no manufacturer runaround.
Yes. Pebble and plaster resurfacing, retiling, new coping and paver decking, and full equipment modernization — including pools we did not originally construct. Our sister plaster company applies every interior finish.
Yes, through third-party lending partners for both new construction and remodels. Many programs use a draw schedule that releases funds as construction progresses. Ask at the consultation or call ahead.
Yes. Cox Pools is a licensed Florida pool contractor, a Certified Pool Builder (CPB), and a certified Pebble Tec® installer. Jandy is our exclusive equipment partner.

Get a Free Quote
Fill out the form and a Cox Pools designer will follow up within one business day to schedule your showroom consultation. No obligation, no pressure.
Tell us about your Panama City project and we will be in touch within one business day.